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How Much Is My Home Worth in Atlantic Beach, North Carolina

Posted on July 9, 2018 - 07:30 am by Jennifer Harvell

How Much is your home worth in Atlantic Beach, North Carolina? If you are planning on selling your home, that is a question you need answered. As your Local Atlantic Beach Real Estate Expert, I can help you to learn the answer to that question. I will ... Read more

Have You Ever Considered Purchasing a Home in Atlantic Beach, North Carolina

Posted on June 25, 2018 - 07:30 am by Jennifer Harvell

Have you ever considered moving to beautiful Atlantic Beach, North Carolina? Atlantic Beach is a desirable community & great location. Atlantic Beach, North Carolina boasts a variety of local landmarks, excellent schools, parks and much much more. Take... Read more

Find Your Dream Home in Atlantic Beach, North Carolina

Posted on June 4, 2018 - 07:30 am by Jennifer Harvell

There are so many different kinds of homes out there for families to choose from. Do I want to live in Atlantic Beach? Or maybe you want to find a home in Atlantic Beach. How many bedrooms and bathrooms do you need? Do you need a large back yard? A s... Read more

Your Savings and Down Payment

Posted on May 14, 2018 - 07:30 am by Jennifer Harvell

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

Which ARM is the Best Alternative?

Posted on May 14, 2018 - 07:30 am by Jennifer Harvell

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more

Where Does the Money Come From for Mortgage Loans?

Posted on May 14, 2018 - 07:30 am by Jennifer Harvell

In the olden days, when someone wanted a home loan they walked downtown to the neighborhood bank or savings & loan. If the bank had extra funds lying around and considered you a good credit risk, they would lend you the money from their own funds. It doe... Read more

WHAT'S A FICO®?

Posted on May 14, 2018 - 07:30 am by Jennifer Harvell

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau's computer evaluates a complete credit profile and assigns a score, which is used to estimat... Read more

Types of Mortgage Lenders

Posted on May 14, 2018 - 07:30 am by Jennifer Harvell

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

The No-Cost Thirty Year Fixed Rate Mortgage

Posted on May 14, 2018 - 07:30 am by Jennifer Harvell

There really is no such thing as a no-cost mortgage loan. There are always costs, such as appraisal fees, escrow fees, title insurance fees, document fees, processing fees, flood certification fees, recording fees, notary fees, tax service fees, wire fees... Read more

The Biweekly Mortgage - Who Needs It?

Posted on May 14, 2018 - 07:30 am by Jennifer Harvell

Have you received an advertisement offering to save you thousands of dollars on your thirty-year mortgage and cut years off your payments? With email spam becoming more pervasive as everyone tries to get rich quick on the Internet, these ads are popping u... Read more

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